Yes, Does Ashley Furniture Have Layaway?

By on July 15, 2013 in Furniture with 0 Comments

Many large furniture retailers will offer furniture layaway program.  Ashley Furniture is one of those retailers.  On a layaway or consignment program, many furniture retailers will offer customers the ease and convenience of making major purchases, without having to pay large upfront amounts.  Without accruing interest, you can use your credit card to get a layaway plan, or  if you are unable to absorb the financial hit and pay off your purchase gradually.

Ashley Furniture Layaway Policy

Ashley Furniture Layaway Policy

What is Layaway and how does it work ?

A Layaway program is an alternative for retail store credit card purchases. Consumers are able to pay in instalments when they make large purchases through a layaway plan. During the 1990’s, layaway plans faded into near obscurity.

A Layaway plan is also a financial repayment plan, where you can make a $125 down payment and would be required to pay the entire $500 by paying $50 every two weeks, when you want to purchase a $500 television through layaway plan.

The customer cannot take the television home and the store takes the television off the selling floor so that no one else can buy it until the customer pays the entire purchase price. Some retailers usually charge a layaway fee, in return for offering a layaway plan. The fee may be a percentage or a flat rate of the full purchase amount.

How to Buy Furniture on Layaway

Does Ashley Stewart Have Layaway

Does Ashley Stewart Have Layaway

You can call local furniture retailers, such as Ashley Furniture to find out which ones offer layaway plan. You are also able to explore online options. Since speciality online retailers generally have lower overhead costs, the Internet can be an excellent way to find retailers that have a layaway program.

If it has other financing options in place, ask the furniture store. Most of layaway programs will include additional charges levied by the seller. Ask for a copy of the furniture store’s layaway agreement, whether you are buying new or used furniture.  Make sure you agree on a payment schedule, a price, conditions, and terms.

You can also ask if installation or delivery charges are required. Then create your down payment. TIP: Never make late payments or avoid missing payments that take additional charges or face penalties. Once you have finished paying for it, get the store to deliver your new furniture item.

Does Ashley Furniture have Layaway ?

Does Bob's Furniture Have Layaway

Does Bob’s Furniture Have Layaway

Headquartered in Arcadia, Wisconsin, Ashley Furniture Industries, Inc. is a furniture manufacturing company. Ron and Todd Wanek are father and son team that owned this company. For many years, Ashley Furniture distributes and manufactures home furnishings throughout the world.

So does Ashley Furniture have layaway?  Yes, you can visit their store or call them for more information about their layaway plan at Ashley Furniture. Before placing your order, measure the area you plan to place your new furniture in to avoid delivery day disappointments.

There are many quality home furnishings at Ashley Furniture. In order to create furniture styles that will complement any decorating style, the design and engineering teams of Ashley Furniture are dedicated.

Through the kiosk style credit centre located right in the store, you can obtain finance from Ashley Furniture as they  provide adequate credit. Depending on the  purchase amount, Ashley Furniture will give promotions which offer 0 percent interest for 24-36 months.

Much like layaway program, this credit program from Ashley Furniture can allow you to gradually  pay off the furniture that you buy.

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